May 31 2008 07:01 pm 2008年5月31日下午7時01分
Experian Wants Lifelock Out experian要lifelock列
I wrote a post back on April 29 about LifeLock.我寫的後回到4月29日約lifelock 。 My husband and I plan to join the service.我和我丈夫的計劃,投入服務。 It costs about $10 per month and offers Identity Theft Protection, Reduced Junk Mail and Reduced Credit Card Offers, and is backed by a $1 Million Service Guarantee.它的成本約10元,每月並提供身份盜用保護,減少垃圾郵件和減少信用卡的優惠,並得到了一百萬元的服務保障。
Experian is one of the major credit reporting bureaus in the USA and they do not like that LifeLock places fraud alerts for Lifelock members. experian是其中一項主要的信用報告局在美國和他們不喜歡這個地方lifelock欺詐警報lifelock成員。 Experian is now suing experian現在起訴 lifelock , alleging “credit laws do not provide for a third party to place fraud alerts on behalf of a consumer.” Placing fraud alerts, preventing fraud losses, issuing credit reports and investigating identity theft are among the corporate charges of the credit-reporting bureau. ,聲稱“信用法律不提供一個第三黨的地方欺詐警報代表一個消費者” 。配售欺詐警示,防止欺詐損失,簽發信用報告和調查身份盜竊是其中的企業收費的信用報告局。 However, they do not like using their resources to set alerts on behalf of Lifelock’s clients.不過,他們不喜歡使用他們的資源,設定警報的名義lifelock的客戶。
Lifelock also provides opt-out services for pre-approved junk mail, which is cutting into the very lucrative practice of selling your credit history to lenders so that they may send you those new credit card and balance transfer offers. lifelock還提供了選擇退出服務,預先核准的垃圾郵件,這是削減到非常有利可圖的做法,出售您的信用記錄,以放款人,使他們可能會向您發送這些新的信用卡和餘額轉帳優惠。
While credit bureaus do very well with giving out consumer information so that lenders may up-sell, cross-sell customers while managing risk, they actually do little to help you straighten out your credit or identity when it is stolen.而信用局做的非常好,給消費者的信息,以便放款人可能最多出售,交叉銷售客戶,而風險管理,其實他們做的很少,以協助您理順您的信用卡或身份時,這是被盜。
Posted by張貼 CyberCelt cybercelt under在…之下 Did You Know你知道嗎 , , Product Reviews產品評論 , , Trouble麻煩
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Jim 吉姆 on 01 Jun 2008 at 12:17 pm對2008年6月1日在下午12時17分 # #
Hi ,嗨,
I know that folks like Experion are doing a good job , but one thing helps even more .我知道鄉親一樣, experion是做好,但有一件事可以幫助甚至更多。 Get rid of as many cards as possible !擺脫許多卡盡可能! Simplify your life and don’t put any information out in public , unless it’s absolutely necassary , people have in general have gotten so complacent that some low level clerk or apparent official asks for info and without a thought we give it out .簡化您的生活和不把任何資料,在公共場合,除非它的絕對necassary ,人們已在一般得到的,所以自滿,一些低水平,秘書或明顯的官方所要求的信息和沒有一個以為我們給它。 In many instances it just is not required .在許多情況它只是是不是必需的。 I had a cashier at a local chain grocery decide I had to have one of their discount cards and wanted my phone , address , and if I had a checking or credit card .我有一個收銀員在當地的連鎖雜貨店決定,我不得不有一個他們的折扣卡,並希望我的電話,地址,如果我有一個檢查或信用卡。 Was going to refuse me service if I didn’t comply , My response was there are lots of grocery stores .要拒絕我的服務,如果我不遵守,我的回應是有很多雜貨店。
A good place for information is a fellow by the name of Clark Howard , He has a syndicated radio show on economics credit and financial stability.好地方信息是由研究員的名義克拉克霍華德,他有一個集團的廣播節目對經濟學的信貸和金融的穩定。 His website is clarkhoward.com and is full of good info on preventing identitiy theft and responsible credit card use nad fraudlent charges you can avoid .他的網站是clarkhoward.com ,是一部充滿良好的信息identitiy關於防止盜竊和負責任的信用卡使用與NAD fraudlent收費,您可以避免的。
Hope this adds to your store of information , I enjoy your blog and have plans to head for the Great State of Texas in August .希望這增加了您的商店的信息,我很喜歡您的博客並有計劃走向偉大國家的德克薩斯州的8月。 Maybe we’ll see each other , it’s not that big !也許我們會看到對方,這並不是說大!
Jim吉姆