May 31 2008 07:01 pm 2008年5月31日下午7时01分
Experian Wants Lifelock Out experian要lifelock列
I wrote a post back on April 29 about LifeLock.我写的后回到4月29日约lifelock 。 My husband and I plan to join the service.我和我丈夫的计划，投入服务。 It costs about $10 per month and offers Identity Theft Protection, Reduced Junk Mail and Reduced Credit Card Offers, and is backed by a $1 Million Service Guarantee.它的成本约10元，每月并提供身份盗用保护，减少垃圾邮件和减少信用卡的优惠，并得到了一百万元的服务保障。
Experian is one of the major credit reporting bureaus in the USA and they do not like that LifeLock places fraud alerts for Lifelock members. experian是其中一项主要的信用报告局在美国和他们不喜欢这个地方lifelock欺诈警报lifelock成员。 Experian is now suing experian现在起诉 lifelock , alleging “credit laws do not provide for a third party to place fraud alerts on behalf of a consumer.” Placing fraud alerts, preventing fraud losses, issuing credit reports and investigating identity theft are among the corporate charges of the credit-reporting bureau. ，声称“信用法律不提供一个第三党的地方欺诈警报代表一个消费者” 。配售欺诈警示，防止欺诈损失，签发信用报告和调查身份盗窃是其中的企业收费的信用报告局。 However, they do not like using their resources to set alerts on behalf of Lifelock’s clients.不过，他们不喜欢使用他们的资源，设定警报的名义lifelock的客户。
Lifelock also provides opt-out services for pre-approved junk mail, which is cutting into the very lucrative practice of selling your credit history to lenders so that they may send you those new credit card and balance transfer offers. lifelock还提供了选择退出服务，预先核准的垃圾邮件，这是削减到非常有利可图的做法，出售您的信用记录，以放款人，使他们可能会向您发送这些新的信用卡和余额转帐优惠。
While credit bureaus do very well with giving out consumer information so that lenders may up-sell, cross-sell customers while managing risk, they actually do little to help you straighten out your credit or identity when it is stolen.而信用局做的非常好，给消费者的信息，以便放款人可能最多出售，交叉销售客户，而风险管理，其实他们做的很少，以协助您理顺您的信用卡或身份时，这是被盗。
Posted by张贴 CyberCelt cybercelt under在…之下 Did You Know你知道吗 , ， Product Reviews产品评论 , ， Trouble麻烦
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Jim 吉姆 on 01 Jun 2008 at 12:17 pm对2008年6月1日在下午12时17分 # ＃
Hi ,嗨，
I know that folks like Experion are doing a good job , but one thing helps even more .我知道乡亲一样， experion是做好，但有一件事可以帮助甚至更多。 Get rid of as many cards as possible !摆脱许多卡尽可能！ Simplify your life and don’t put any information out in public , unless it’s absolutely necassary , people have in general have gotten so complacent that some low level clerk or apparent official asks for info and without a thought we give it out .简化您的生活和不把任何资料，在公共场合，除非它的绝对necassary ，人们已在一般得到的，所以自满，一些低水平，秘书或明显的官方所要求的信息和没有一个以为我们给它。 In many instances it just is not required .在许多情况它只是是不是必需的。 I had a cashier at a local chain grocery decide I had to have one of their discount cards and wanted my phone , address , and if I had a checking or credit card .我有一个收银员在当地的连锁杂货店决定，我不得不有一个他们的折扣卡，并希望我的电话，地址，如果我有一个检查或信用卡。 Was going to refuse me service if I didn’t comply , My response was there are lots of grocery stores .要拒绝我的服务，如果我不遵守，我的回应是有很多杂货店。
A good place for information is a fellow by the name of Clark Howard , He has a syndicated radio show on economics credit and financial stability.好地方信息是由研究员的名义克拉克霍华德，他有一个集团的广播节目对经济学的信贷和金融的稳定。 His website is clarkhoward.com and is full of good info on preventing identitiy theft and responsible credit card use nad fraudlent charges you can avoid .他的网站是clarkhoward.com ，是一部充满良好的信息identitiy关于防止盗窃和负责任的信用卡使用与NAD fraudlent收费，您可以避免的。
Hope this adds to your store of information , I enjoy your blog and have plans to head for the Great State of Texas in August .希望这增加了您的商店的信息，我很喜欢您的博客并有计划走向伟大国家的得克萨斯州在8月。 Maybe we’ll see each other , it’s not that big !也许我们会看到对方，这并不是说大！
Jim吉姆